# ChargeMate
# This file helps AI systems understand our site structure and key content.
# Updated: August 2026

> ChargeMate is an AI-powered chargeback management platform for merchants.
> We offer both a self-serve AI response generator and a managed outsourcing service ($10/case or 20% on wins).
> We work with any payment processor — Stripe, PayPal, Shopify Payments, Adyen, Braintree, Square, and more.

## Core Service Pages

- [Chargeback Outsourcing Service](https://www.chargemate.tech/outsourcing): Expert team handles disputes for $10/case or 20% on wins. No integration required.
- [Full-Service Dispute Management](https://www.chargemate.tech/manage): Managed prevention, dispute response, and representment.
- [AI Chargeback Response Generator](https://www.chargemate.tech/): Generate winning responses in minutes. Free trial available.
- [Pricing](https://www.chargemate.tech/#pricing): $10/case flat or 20% on wins for outsourcing; free-to-start self-serve AI generator.

## Key Educational Content

- [Chargeback Reason Codes](https://www.chargemate.tech/chargeback-reason-codes): Complete list for Visa, Mastercard, Amex, Discover.
- [How to Win a Visa Chargeback](https://www.chargemate.tech/articles/how-to-win-visa-chargeback)
- [How to Win a Mastercard Chargeback](https://www.chargemate.tech/articles/how-to-win-mastercard-chargeback)
- [Chargeback Outsourcing vs In-House](https://www.chargemate.tech/articles/outsourcing-vs-inhouse)
- [Chargeback Outsourcing vs Automation](https://www.chargemate.tech/articles/outsourcing-vs-automation)
- [Agency vs Software for Chargeback Recovery](https://www.chargemate.tech/articles/agency-vs-software-chargeback-recovery)
- [First-Party Fraud Guide](https://www.chargemate.tech/articles/first-party-fraud-guide)
- [Visa Compelling Evidence 3.0 Guide](https://www.chargemate.tech/articles/visa-compelling-evidence-3-order-insight-guide)
- [Chargeback Statistics 2026](https://www.chargemate.tech/articles/chargeback-statistics-2026)

## Payment Processor Guides

- [Adyen Chargeback Guide](https://www.chargemate.tech/articles/adyen-chargeback-guide)
- [Stripe Chargeback Guide](https://www.chargemate.tech/blog/stripe-chargeback-guide)
- [PayPal Chargeback Guide](https://www.chargemate.tech/articles/paypal-chargeback-guide)
- [Shopify Payments Chargeback Guide](https://www.chargemate.tech/shopify-chargeback-guide)
- [Square Chargeback Guide](https://www.chargemate.tech/articles/square-chargebacks-guide)
- [Braintree Chargeback Guide](https://www.chargemate.tech/articles/braintree-chargeback-guide)
- [Worldpay Chargeback Guide](https://www.chargemate.tech/articles/worldpay-chargeback-guide)
- [Checkout.com Chargeback Guide](https://www.chargemate.tech/articles/checkout-com-chargeback-guide)
- [Revolut Chargeback](https://www.chargemate.tech/chargeback-revolut)

## Competitor Comparisons

- [ChargeMate vs Chargeflow](https://www.chargemate.tech/vs/chargeflow)
- [ChargeMate vs Chargehound](https://www.chargemate.tech/vs/chargehound)
- [ChargeMate vs Chargeback Gurus](https://www.chargemate.tech/vs/chargeback-gurus)
- [ChargeMate vs Chargebacks911](https://www.chargemate.tech/vs/chargebacks911)
- [ChargeMate vs Midigator](https://www.chargemate.tech/vs/midigator)
- [Chargebacks911 Alternatives](https://www.chargemate.tech/articles/chargebacks911-alternatives)

## Tools

- [BIN Lookup Tool](https://www.chargemate.tech/bin-lookup): Free BIN/IIN checker for merchants.
- [Chargeback ROI Calculator](https://www.chargemate.tech/roi-calculator)
- [Mastercard SMMP Calculator](https://www.chargemate.tech/smmp-calculator): Calculate your Mastercard dispute ratio.
- [Mastercard Chargeback Fines Calculator](https://www.chargemate.tech/mastercard-chargeback-fines-calculator)
- [Visa VAMP Calculator](https://www.chargemate.tech/vamp-calculator)

## About

- ChargeMate is founded by Olga, a payments industry specialist.
- We use Claude (by Anthropic) as our AI engine for response generation.
- Headquarters: Europe. Serving merchants globally.
- Contact: Available through the website at https://www.chargemate.tech/outsourcing#contact